Gainsborough Financial Consultants, Inc.

PHILIP N. GAINSBOROUGH, CFP®, President
Philip Gainsborough, a native Californian, has been active in the financial field for over 40 years. As one of the early pioneers of the financial planning movement, he was among the first to become a CERTIFIED FINANCIAL PLANNER™ professional in 1978. In 1980, he formed his own Registered Investment Advisor, Gainsborough Financial Consultants, Inc. to offer financial planning and investment management services to high net worth individuals.

In 1982 he founded Gainsborough Capital Corp., one of the first NASD Broker Dealers in the nation to be primarily owned by its representatives. As the firm grew, a holding company Associated Financial Group, Inc. (AFG) was formed to include various securities and financial services firms, since purchased by Pacific Life in 1997. For 18 years he served as president and CEO of AFG and its subsidiaries until he stepped down in March of 2000. During the period from 1982 to 2000 he built AFG to include: Associated Securities Corp., a member of the NASD and Pacific Stock Exchange with over 200 branch offices on the west coast with sales in excess of three billion dollars and revenues exceeding sixty million dollars; Associated Planners Investment Advisors, a registered investment advisory firm with over one billion under management; Associated Planners Insurance Services, an insurance agency with 300 licensed agents; The Olympus Group of Mutual Funds which was sold to Chase Manhattan Bank in 1993; and West Coast Realty Management Co., a real estate management company for West Coast Realty Investors (a REIT) and other real estate limited partnerships with assets exceeding 100 million dollars.

While running these companies Phil served on UCLA's Board of Advisors for the Professional Designation in Personal Financial Planning, as President and Chairman of the Board of the Los Angeles Chapter of the International Association for Financial Planning (IAFP) and served on the national board of the IAFP, now known as the Financial Planning Association. During this period he also hosted money talk shows on KMPC and KABC and was syndicated on the California Radio Network with a weekly financial commentary. He also conducted financial advisory seminars for large corporations including the Aerospace Corp., Hewlett Packard, IBM, Magnavox and AT&T.

A graduate of the University of Southern California, Mr. Gainsborough received his Bachelor of Arts Degree in Economics in 1960. His professional affiliations include the Financial Planning Association. He formerly served on the Finance Committee of the Exceptional Children's Foundation and the Board of Directors of the California Institute of Integral Studies. He also is a member of the Music Center's Fraternity of Friends, which sponsors the Spotlight Awards. He is married, the father of six adult children, grandfather of four, and resides in West Los Angeles.

ANITA O'CONNOR, M.S., CFP®, Chief Compliance Officer
Anita O'Connor, a native Californian, received her Bachelors Degree in Psychology from UCLA and a Masters Degree in Special Education from USC. After spending 8 years teaching educationally handicapped children and training student teachers at UCLA's Neuropsychiatric Institute, she became interested in financial planning and was offered a paraplanner position with Gainsborough Financial Consultants, Inc. in 1980. Soon after, Ms. O'Connor became a CERTIFIED FINANCIAL PLANNER™ professional, obtained her securities and insurance licenses and is now Chief Compliance Officer for Gainsborough Financial Consultants, Inc. Ms. O'Connor is a member of the Financial Planning Association (FPA).

Ms. O'Connor has been a frequent speaker on the subject of financial plan case writing and has conducted seminars in personal financial planning for various Southland corporations, community groups as well as for her clients. She is past President and Chairman of the Board of the Los Angeles Chapter of the IAFP. She resides in Yorba Linda with her husband and their two daughters.

LARA G. LAMB, CFP®, Vice President
Lara G. Lamb, a native Californian, received her Bachelors Degree in Business Administration with an option in Finance from California State University of Northridge. She went on to complete the Professional Designation in Personal Financial Planning at UCLA. Prior to joining Gainsborough Financial Consultants, Inc. (GFC) as a paraplanner in 2001, Ms. Lamb worked for 6 years as a project manager and instructional designer in the multimedia training industry. Shortly after joining GFC, she began actively participating in the financial planning process and was promoted to Vice President in February of 2004 and became a CERTIFIED FINANCIAL PLANNER™ professional in September of 2004.

Ms. Lamb is an active member of the Professionals Network Group (PNG) and the Financial Planning Association (FPA). She resides in the San Fernando Valley with her husband and their two children.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.